Florida consistently ranks among the top states for motorcycle fatalities. Riders face unique legal challenges after a crash that differ significantly from car accident claims.
PIP Does Not Cover Motorcyclists
Florida's Personal Injury Protection (PIP) system — the no-fault system that covers car accident medical bills — does not apply to motorcycles. This means motorcyclists must pursue compensation directly through the at-fault driver's insurance or their own uninsured motorist (UM) coverage.
Helmet Laws and Comparative Fault
Florida allows riders over 21 to ride without a helmet if they carry at least $10,000 in medical insurance. However, if you were not wearing a helmet and suffered a head injury, the insurance company will argue comparative negligence to reduce your recovery. Our attorneys know how to counter these arguments.
Common Motorcycle Accident Injuries
- Traumatic brain injuries (TBI)
- Road rash and skin grafts
- Broken bones — arms, legs, collarbones
- Spinal cord injuries
- Internal organ damage
What to Do After a Motorcycle Crash
1. Call 911 and get a police report
2. Seek emergency medical treatment immediately
3. Document the scene — photos of road conditions, vehicle positions, skid marks
4. Get witness contact information
5. Do not give a recorded statement to any insurance company
6. Call Gonzalez Munoz Law at 305-770-6666
We Fight for Riders
Gonzalez Munoz Law has recovered millions for motorcycle accident victims in Miami-Dade and Broward County. We understand the bias against motorcyclists and know how to build a compelling case. Free consultation. No fee unless we win.